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 POLICY QUALIFIERS

AGE

The younger you are when you purchase a Long-Term Care Insurance policy, the lower the cost.

BENEFITS

A policy that pays a life time benefit will cost more than a policy that provides a limited period of time.

ELIMINATION PERIOD

This is the number of days you choose, before the first benefits are payable. A typical policy will offer 0-30-60-90 or 100 days. The longer you can wait the lower your premium payment.

POLICY OPTIONS

Design a Long-Term Care Policy that fits you needs. There are several options to choose from. The policy you select and design will secure a future lifestyle you can feel good about.